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Sports Car Insurance Advice 2012


Sports car insurance is one of the most expensive types of car insurance for a number of reasons. First, sports cars are stereotypically driven by younger male drivers who are statistically more likely to drive recklessly and be involved in accidents. Second, sports cars tend to be more costly to repair or replace than many other vehicles. Finally, it’s harder to source parts and competent repair services for sports cars, putting insurance companies in difficult positions when their customers’ valuable vehicles are involved in accidents.

Because sports cars cost so much to insure, many owners are eager for ways to lower their insurance costs. Here are a few of the best strategies for lowering sports car insurance premiums.

Proving Responsibility

Young drivers are almost guaranteed to pay higher premiums, especially when they own powerful sports cars. Students can reduce their insurance costs through programs offering discounts for good grades. Drivers should also make an effort to pay bills on time to support a good credit score, which is increasingly used by companies to calculate premiums.

Individuals in long-term relationships who also love their cars may consider lower insurance prices to be another reason to get married. Younger drivers of sports cars who can hold out a little longer will see their premiums drop on their own once they hit their late twenties.

Bargaining Power

Sports cars command high insurance premiums, and insurance companies value the business. It’s not unheard of for sports car owners to obtain significant discounts by haggling with insurance agents and especially brokers, who will often make an extra effort to get their customers the cheapest deals around. Having a safe driving course certificate on hand can also make it easier to bargain for discounts.

Online Deals

There are many price comparison auto insurance sites out there so you can compare deals and search for the best one. Often you can find specialised sites that will do their best to drive the cost down for you, so use the power of modern technology to see what best deals you can come up with.

Buying A Less Expensive Sports Car

Paying large insurance premiums every month can take a lot of the joy out of owning an amazing automobile. If all else fails, trading in one’s ultra expensive roadster for a nice but somewhat less costly substitute may prove to be the best option. With lower statistical ties to accidents, reduced repair costs and more easily available parts and technicians, one can end up paying far less money each month.

No matter which avenue is taken toward cheap sports car insurance, consumers can bet on paying less with tips like those listed above. Savvy drivers will also want to shop around to find the very best deals. The best insurance premiums are frequently right around the corner, allowing endless driving bliss while saving money for other aspects of life in the fast lane..

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Written by ScribeOnImpulse

Posted by on May 22 2012. Filed under Auto, Cars. You can follow any responses to this entry through the RSS 2.0. You can leave a response or trackback to this entry

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